Finance and Investing

 


Tips on Tax
A self-directed RRSP can provide several opportunities to maximize your RRSP's growth. However, several unintended income tax consequences can result if you are unaware of the various traps and pitfalls.
 
  Smart Money
What kind of life insurance should you have? Term, Permanent or Universal Life?
 
U.K. Tax Penalties
Are you aware of your responsibility as an employer for reporting to the Inland Revenue and the Department of Social Security
 
  Planning for Profits
The primary goal of any business enterprise is to earn a profit. An enterprise is entrusted by its owners and lenders with assets which it must use intelligently to produce added-value that is sufficient to pay all its bills and to yield an acceptable level of profitability.
 
Better Mortgage Rate
Consumers today have access to all kinds of information at the touch of a finger tip, on a computer, the turn of a newspaper page, T.V. or radio and of course word of mouth, likely still the most powerful form of advertising that exists.
 
  Buying a Used Car
Purchasing a new car can be very costly these days. As a less expensive alternative, the purchase of a used vehicle may provide excellent value. However, like any major purchase it can really pay off to take your time.
 
Maximizing Your RRSP
It's that time of year again when one has to make that important decision as to the choice of investments for your RRSP contribution. Most people realize that retirement planning is a necessity, not a luxury.
 
  Future Planning for Those with Disabilities
Stats Canada (1991/92 health and activity limitations services") revealed that 77% of adults who have been labeled as having an intellectual disability, who do not live with their parents, receive less than $15,000 income per year, (1991 dollars).
 
The Tax Advantage of Estate Planning
Protect your estate and your family from harmful litigation. Planning for your estate may be the most important tax and financial planning you ever do.
 
  DOING BUSINESS IN THE CARIBBEAN.
This site offers expert advice on doing business in the Caribbean in general and St. Lucia in particular. The Experts Thomas Roserie and Edward Harris are the current Presidents of The St. Lucia Chamber of Commerce, Industry & Agriculture and The St. Lucia Industrial & Small Business Association. From their base in the beautiful island of St. Lucia, they are in contact with member States of the OECS and the wider Caribbean, thus they are in a unique position to give expert advice and interface with Government Officials and leading Entrepreneurs to bring their readers upto date information on developing trends in the vital sectors of the economies of the several island States.
 
PORTABLE PENSION ---- To Take or Not to Take ... that is the question!
There are PROS and CONS to both the TRADITIONAL PENSION or the PORTABLE PENSION. Once chosen, the decision is irrevocable, and so careful consideration and analysis should be given to determine which choice is in the best interest of the employee.
 
 
 
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